Call reports 2020
FIRST COMMUNITY BANK OF THE HEARTLAND, INC. — 2020
What FIRST COMMUNITY BANK OF THE HEARTLAND, INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 267,808,000 | 288,624,000 | 304,255,000 | 309,749,000 |
| Total loans | 189,035,000 | 211,034,000 | 231,511,000 | 234,919,000 |
| Allowance for loan losses | 1,797,000 | 2,151,000 | 2,593,000 | 2,478,000 |
| Securities available for sale | 51,809,000 | 51,437,000 | 34,333,000 | 41,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,373,000 | 233,906,000 | 247,170,000 | 259,292,000 |
| Interest-bearing deposits | 187,335,000 | 199,375,000 | 211,646,000 | 221,834,000 |
| Noninterest-bearing deposits | 27,038,000 | 34,531,000 | 35,524,000 | 37,458,000 |
| Equity capital | 25,663,000 | 28,823,000 | 31,126,000 | 32,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,940,000 | 6,490,000 | 9,724,000 | 13,035,000 |
| Interest expense | 611,000 | 1,109,000 | 1,529,000 | 1,892,000 |
| Net interest income | 2,329,000 | 5,381,000 | 8,195,000 | 11,143,000 |
| Noninterest income | 570,000 | 1,026,000 | 1,652,000 | 2,267,000 |
| Noninterest expense | 2,304,000 | 4,582,000 | 7,078,000 | 9,835,000 |
| Provision for loan losses | 120,000 | 466,000 | 1,021,000 | 1,021,000 |
| Pretax income | 668,000 | 1,552,000 | 2,414,000 | 3,220,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 668,000 | 1,552,000 | 2,414,000 | 3,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,677,000 | 22,161,000 | 24,906,000 | 25,614,000 |
| Total capital | 21,474,000 | 24,312,000 | 27,499,000 | 28,092,000 |
| Risk-weighted assets | 189,073,000 | 203,487,000 | 224,622,000 | 232,035,000 |