Call reports 2016
FIRST COMMUNITY BANK OF THE HEARTLAND, INC. — 2016
What FIRST COMMUNITY BANK OF THE HEARTLAND, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 180,209,000 | 186,595,000 | 187,681,000 | 191,665,000 |
| Total loans | 110,430,000 | 119,520,000 | 124,311,000 | 127,564,000 |
| Allowance for loan losses | 1,086,000 | 1,151,000 | 1,188,000 | 1,194,000 |
| Securities available for sale | 51,198,000 | 47,009,000 | 39,716,000 | 39,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,829,000 | 149,395,000 | 157,657,000 | 166,893,000 |
| Interest-bearing deposits | 124,706,000 | 124,485,000 | 128,360,000 | 132,615,000 |
| Noninterest-bearing deposits | 23,123,000 | 24,910,000 | 29,297,000 | 34,278,000 |
| Equity capital | 21,395,000 | 22,204,000 | 21,915,000 | 20,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,802,000 | 3,674,000 | 5,599,000 | 7,513,000 |
| Interest expense | 184,000 | 372,000 | 558,000 | 744,000 |
| Net interest income | 1,618,000 | 3,302,000 | 5,041,000 | 6,769,000 |
| Noninterest income | 297,000 | 626,000 | 980,000 | 1,376,000 |
| Noninterest expense | 1,536,000 | 3,031,000 | 4,564,000 | 6,269,000 |
| Provision for loan losses | 75,000 | 150,000 | 325,000 | 400,000 |
| Pretax income | 304,000 | 790,000 | 1,429,000 | 1,773,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 304,000 | 790,000 | 1,429,000 | 1,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,501,000 | 16,690,000 | 16,995,000 | 16,852,000 |
| Total capital | 17,587,000 | 17,841,000 | 18,183,000 | 18,046,000 |
| Risk-weighted assets | 110,382,000 | 118,696,000 | 122,382,000 | 125,162,000 |