Call reports 2014
FIRST COMMUNITY BANK OF THE HEARTLAND, INC. — 2014
What FIRST COMMUNITY BANK OF THE HEARTLAND, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 158,827,000 | 164,326,000 | 167,930,000 | 173,952,000 |
| Total loans | 88,252,000 | 96,528,000 | 99,405,000 | 102,851,000 |
| Allowance for loan losses | 682,000 | 701,000 | 757,000 | 856,000 |
| Securities available for sale | 44,337,000 | 51,241,000 | 52,608,000 | 51,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,998,000 | 134,538,000 | 140,030,000 | 145,170,000 |
| Interest-bearing deposits | 115,924,000 | 114,441,000 | 120,299,000 | 121,111,000 |
| Noninterest-bearing deposits | 22,074,000 | 20,097,000 | 19,731,000 | 24,059,000 |
| Equity capital | 19,317,000 | 19,780,000 | 20,000,000 | 20,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,319,000 | 2,932,000 | 4,634,000 | 6,330,000 |
| Interest expense | 140,000 | 291,000 | 456,000 | 618,000 |
| Net interest income | 1,179,000 | 2,641,000 | 4,178,000 | 5,712,000 |
| Noninterest income | 189,000 | 449,000 | 688,000 | 978,000 |
| Noninterest expense | 993,000 | 2,170,000 | 3,315,000 | 4,653,000 |
| Provision for loan losses | 45,000 | 90,000 | 144,000 | 239,000 |
| Pretax income | 330,000 | 830,000 | 1,408,000 | 1,798,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 330,000 | 830,000 | 1,408,000 | 1,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,589,000 | 14,666,000 | 14,963,000 | 14,937,000 |
| Total capital | 15,271,000 | 15,367,000 | 15,720,000 | 15,793,000 |
| Risk-weighted assets | 90,259,000 | 95,111,000 | 96,790,000 | 100,541,000 |