Call reports 2005

FIRST COMMUNITY BANK OF THE HEARTLAND, INC. — 2005

Name: FIRST COMMUNITY BANK OF THE HEARTLAND, INC. — FFIEC call report 2005
Creator: FIRST COMMUNITY BANK OF THE HEARTLAND, INC.

What FIRST COMMUNITY BANK OF THE HEARTLAND, INC. reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ae21889e-aa37-4eff-b5e7-452837886e7b/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	54,199,000	55,968,000	57,474,000	60,016,000
Total loans	36,497,000	38,835,000	40,074,000	37,864,000
Allowance for loan losses	628,000	619,000	645,000	657,000
Securities available for sale	11,258,000	11,632,000	11,360,000	11,749,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	46,253,000	44,919,000	46,171,000	51,237,000
Interest-bearing deposits	41,910,000	40,773,000	41,998,000	44,635,000
Noninterest-bearing deposits	4,343,000	4,146,000	4,173,000	6,602,000
Equity capital	7,147,000	7,528,000	7,696,000	7,817,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	714,000	1,527,000	2,423,000	3,336,000
Interest expense	200,000	435,000	705,000	988,000
Net interest income	514,000	1,092,000	1,718,000	2,348,000
Noninterest income	112,000	317,000	511,000	672,000
Noninterest expense	434,000	853,000	1,310,000	1,841,000
Provision for loan losses	0	0	0	50,000
Pretax income	192,000	556,000	919,000	1,129,000
Income tax	46,000	151,000	255,000	272,000
Net income	146,000	405,000	664,000	857,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	7,053,000	7,313,000	7,584,000	7,778,000
Total capital	7,513,000	7,782,000	8,072,000	8,282,000
Risk-weighted assets	36,635,000	37,387,000	38,864,000	39,949,000