Call reports 2004

FIRST COMMUNITY BANK OF THE HEARTLAND, INC. — 2004

Name: FIRST COMMUNITY BANK OF THE HEARTLAND, INC. — FFIEC call report 2004
Creator: FIRST COMMUNITY BANK OF THE HEARTLAND, INC.

What FIRST COMMUNITY BANK OF THE HEARTLAND, INC. reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ae21889e-aa37-4eff-b5e7-452837886e7b/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	53,182,000	55,606,000	52,854,000	53,718,000
Total loans	37,386,000	39,872,000	37,344,000	37,089,000
Allowance for loan losses	616,000	630,000	633,000	632,000
Securities available for sale	11,469,000	10,256,000	9,230,000	10,543,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	45,031,000	47,854,000	44,541,000	45,510,000
Interest-bearing deposits	40,154,000	43,275,000	39,415,000	40,305,000
Noninterest-bearing deposits	4,877,000	4,579,000	5,126,000	5,205,000
Equity capital	7,234,000	6,868,000	7,232,000	7,132,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	683,000	1,424,000	2,138,000	2,834,000
Interest expense	184,000	363,000	551,000	739,000
Net interest income	499,000	1,061,000	1,587,000	2,095,000
Noninterest income	163,000	262,000	462,000	601,000
Noninterest expense	410,000	834,000	1,246,000	1,740,000
Provision for loan losses	15,000	30,000	30,000	30,000
Pretax income	237,000	470,000	781,000	934,000
Income tax	56,000	116,000	201,000	238,000
Net income	181,000	354,000	580,000	696,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	6,790,000	6,622,000	6,934,000	6,895,000
Total capital	7,256,000	7,107,000	7,396,000	7,359,000
Risk-weighted assets	37,165,000	38,636,000	36,817,000	36,991,000