Call reports 2003

FIRST COMMUNITY BANK OF THE HEARTLAND, INC. — 2003

Name: FIRST COMMUNITY BANK OF THE HEARTLAND, INC. — FFIEC call report 2003
Creator: FIRST COMMUNITY BANK OF THE HEARTLAND, INC.

What FIRST COMMUNITY BANK OF THE HEARTLAND, INC. reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ae21889e-aa37-4eff-b5e7-452837886e7b/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	51,649,000	53,071,000	52,606,000	53,329,000
Total loans	37,667,000	40,279,000	39,217,000	37,381,000
Allowance for loan losses	597,000	652,000	675,000	590,000
Securities available for sale	8,001,000	7,857,000	7,561,000	10,243,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	43,678,000	43,390,000	42,592,000	45,488,000
Interest-bearing deposits	39,563,000	38,908,000	38,652,000	40,396,000
Noninterest-bearing deposits	4,115,000	4,482,000	3,940,000	5,092,000
Equity capital	6,542,000	6,838,000	6,880,000	6,983,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	754,000	1,494,000	2,246,000	2,935,000
Interest expense	268,000	511,000	729,000	921,000
Net interest income	486,000	983,000	1,517,000	2,014,000
Noninterest income	227,000	452,000	620,000	840,000
Noninterest expense	442,000	844,000	1,249,000	1,777,000
Provision for loan losses	67,000	127,000	177,000	207,000
Pretax income	204,000	488,000	735,000	894,000
Income tax	41,000	129,000	202,000	157,000
Net income	163,000	359,000	533,000	737,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	6,174,000	6,334,000	6,505,000	6,610,000
Total capital	6,627,000	6,804,000	6,974,000	7,075,000
Risk-weighted assets	36,115,000	37,456,000	37,354,000	37,038,000