Call reports 2002
FIRST COMMUNITY BANK OF THE HEARTLAND, INC. — 2002
What FIRST COMMUNITY BANK OF THE HEARTLAND, INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 53,115,000 | 54,017,000 | 53,623,000 | 56,676,000 |
| Total loans | 39,406,000 | 40,684,000 | 40,123,000 | 40,631,000 |
| Allowance for loan losses | 1,046,000 | 986,000 | 1,008,000 | 528,000 |
| Securities available for sale | 8,720,000 | 8,797,000 | 8,860,000 | 8,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,100,000 | 44,729,000 | 44,868,000 | 46,872,000 |
| Interest-bearing deposits | 41,441,000 | 41,187,000 | 40,661,000 | 41,150,000 |
| Noninterest-bearing deposits | 4,660,000 | 3,542,000 | 4,207,000 | 5,722,000 |
| Equity capital | 6,067,000 | 6,420,000 | 6,588,000 | 6,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 869,000 | 1,756,000 | 2,589,000 | 3,356,000 |
| Interest expense | 383,000 | 745,000 | 1,070,000 | 1,368,000 |
| Net interest income | 486,000 | 1,011,000 | 1,519,000 | 1,988,000 |
| Noninterest income | 151,000 | 318,000 | 456,000 | 589,000 |
| Noninterest expense | 423,000 | 844,000 | 1,266,000 | 1,845,000 |
| Provision for loan losses | 360,000 | 420,000 | 480,000 | 545,000 |
| Pretax income | -130,000 | 81,000 | 245,000 | 203,000 |
| Income tax | 0 | 0 | 15,000 | 1,000 |
| Net income | -130,000 | 81,000 | 230,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,877,000 | 6,090,000 | 6,106,000 | 6,018,000 |
| Total capital | 6,411,000 | 6,577,000 | 6,598,000 | 6,512,000 |
| Risk-weighted assets | 42,226,000 | 38,435,000 | 38,838,000 | 39,494,000 |