Call reports 2024
SANTANDER BANK, NATIONAL ASSOCIATION — 2024
What SANTANDER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 102,184,166,000 | 100,562,427,000 | 101,732,667,000 | 102,700,627,000 |
| Total loans | 55,502,119,000 | 55,066,643,000 | 53,188,030,000 | 51,335,284,000 |
| Allowance for loan losses | 1,483,846,000 | 1,416,184,000 | 1,329,268,000 | 1,316,314,000 |
| Securities available for sale | 6,865,142,000 | 6,757,032,000 | 6,947,854,000 | 6,828,179,000 |
| Securities held to maturity | 8,422,287,000 | 8,754,301,000 | 9,018,902,000 | 9,379,809,000 |
| Trading assets | 930,199,000 | 901,196,000 | 986,355,000 | 1,252,701,000 |
| Total deposits | 76,414,543,000 | 75,364,877,000 | 76,638,547,000 | 76,858,664,000 |
| Interest-bearing deposits | 59,561,331,000 | 59,080,374,000 | 59,890,350,000 | 60,429,332,000 |
| Noninterest-bearing deposits | 16,853,212,000 | 16,284,503,000 | 16,748,197,000 | 16,429,332,000 |
| Equity capital | 11,916,695,000 | 12,205,591,000 | 12,567,435,000 | 12,644,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,137,646,000 | 2,283,337,000 | 3,424,127,000 | 4,597,234,000 |
| Interest expense | 629,879,000 | 1,272,965,000 | 1,917,065,000 | 2,569,270,000 |
| Net interest income | 507,767,000 | 1,010,372,000 | 1,507,062,000 | 2,027,964,000 |
| Noninterest income | 354,385,000 | 808,733,000 | 1,121,401,000 | 1,519,308,000 |
| Noninterest expense | 675,386,000 | 1,382,198,000 | 2,077,141,000 | 2,813,746,000 |
| Provision for loan losses | 13,539,000 | 80,094,000 | 88,059,000 | 170,925,000 |
| Pretax income | 176,794,000 | 364,514,000 | 477,680,000 | 575,459,000 |
| Income tax | -8,721,000 | -28,214,000 | -31,694,000 | -54,885,000 |
| Net income | 185,515,000 | 392,728,000 | 509,374,000 | 630,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,452,872,000 | 11,680,850,000 | 11,822,550,000 | 11,843,518,000 |
| Total capital | 12,354,015,000 | 12,575,768,000 | 12,700,871,000 | 12,686,405,000 |
| Risk-weighted assets | 71,571,110,000 | 71,138,670,000 | 69,895,833,000 | 67,032,478,000 |