Call reports 2023
SANTANDER BANK, NATIONAL ASSOCIATION — 2023
What SANTANDER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 105,313,880,000 | 102,247,438,000 | 98,568,768,000 | 100,487,977,000 |
| Total loans | 60,457,532,000 | 59,552,682,000 | 58,547,758,000 | 56,854,548,000 |
| Allowance for loan losses | 1,397,487,000 | 1,509,189,000 | 1,627,716,000 | 1,622,150,000 |
| Securities available for sale | 6,608,769,000 | 6,345,903,000 | 6,039,218,000 | 7,009,367,000 |
| Securities held to maturity | 8,846,409,000 | 8,719,948,000 | 8,590,649,000 | 8,485,389,000 |
| Trading assets | 946,878,000 | 1,137,652,000 | 1,336,535,000 | 889,016,000 |
| Total deposits | 76,442,013,000 | 77,099,185,000 | 74,786,937,000 | 74,579,393,000 |
| Interest-bearing deposits | 58,162,817,000 | 59,843,343,000 | 58,855,041,000 | 58,525,730,000 |
| Noninterest-bearing deposits | 18,279,196,000 | 17,255,842,000 | 15,931,896,000 | 16,053,663,000 |
| Equity capital | 11,312,501,000 | 11,408,275,000 | 11,475,732,000 | 11,687,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,006,824,000 | 2,127,381,000 | 3,243,201,000 | 4,358,864,000 |
| Interest expense | 421,956,000 | 963,815,000 | 1,508,134,000 | 2,095,658,000 |
| Net interest income | 584,868,000 | 1,163,566,000 | 1,735,067,000 | 2,263,206,000 |
| Noninterest income | 302,349,000 | 665,580,000 | 1,084,140,000 | 1,424,041,000 |
| Noninterest expense | 671,058,000 | 1,400,850,000 | 2,120,760,000 | 2,924,930,000 |
| Provision for loan losses | 208,469,000 | 395,024,000 | 611,948,000 | 797,078,000 |
| Pretax income | 5,941,000 | 31,140,000 | 97,249,000 | -11,892,000 |
| Income tax | -10,201,000 | -120,614,000 | -118,067,000 | -274,930,000 |
| Net income | 16,142,000 | 151,754,000 | 215,316,000 | 263,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,824,977,000 | 11,286,402,000 | 11,365,511,000 | 11,303,223,000 |
| Total capital | 11,787,928,000 | 12,250,379,000 | 12,330,634,000 | 12,194,681,000 |
| Risk-weighted assets | 76,803,377,000 | 76,824,406,000 | 76,786,807,000 | 70,806,169,000 |