Call reports 2022
SANTANDER BANK, NATIONAL ASSOCIATION — 2022
What SANTANDER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 95,903,970,000 | 93,871,794,000 | 96,466,257,000 | 99,105,686,000 |
| Total loans | 53,324,172,000 | 53,535,990,000 | 57,205,194,000 | 58,332,820,000 |
| Allowance for loan losses | 997,480,000 | 1,056,629,000 | 1,141,751,000 | 1,251,359,000 |
| Securities available for sale | 8,090,616,000 | 7,688,762,000 | 6,983,746,000 | 6,712,188,000 |
| Securities held to maturity | 8,764,137,000 | 8,835,856,000 | 9,068,635,000 | 8,949,644,000 |
| Trading assets | 636,397,000 | 808,984,000 | 1,310,106,000 | 1,150,177,000 |
| Total deposits | 75,223,345,000 | 71,872,136,000 | 72,121,566,000 | 76,009,038,000 |
| Interest-bearing deposits | 55,572,938,000 | 52,784,206,000 | 54,495,422,000 | 58,604,663,000 |
| Noninterest-bearing deposits | 19,650,407,000 | 19,087,930,000 | 17,626,144,000 | 17,404,375,000 |
| Equity capital | 11,582,856,000 | 11,408,045,000 | 11,160,715,000 | 11,186,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 522,347,000 | 1,102,637,000 | 1,813,222,000 | 2,688,801,000 |
| Interest expense | 21,465,000 | 67,337,000 | 186,655,000 | 449,975,000 |
| Net interest income | 500,882,000 | 1,035,300,000 | 1,626,567,000 | 2,238,826,000 |
| Noninterest income | 191,959,000 | 429,232,000 | 707,453,000 | 983,554,000 |
| Noninterest expense | 568,743,000 | 1,184,427,000 | 1,849,868,000 | 2,542,896,000 |
| Provision for loan losses | -2,358,000 | 73,991,000 | 207,546,000 | 411,916,000 |
| Pretax income | 137,166,000 | 220,625,000 | 268,292,000 | 256,183,000 |
| Income tax | 165,000 | 3,264,000 | -78,000 | -38,980,000 |
| Net income | 137,001,000 | 217,361,000 | 268,370,000 | 295,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,748,722,000 | 10,781,670,000 | 10,830,128,000 | 10,888,687,000 |
| Total capital | 11,540,110,000 | 11,626,951,000 | 11,734,375,000 | 11,821,044,000 |
| Risk-weighted assets | 66,054,560,000 | 68,125,835,000 | 72,371,006,000 | 74,548,852,000 |