Call reports 2021
SANTANDER BANK, NATIONAL ASSOCIATION — 2021
What SANTANDER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 88,908,770,000 | 95,192,570,000 | 97,095,245,000 | 101,845,032,000 |
| Total loans | 55,037,035,000 | 55,284,560,000 | 53,770,176,000 | 53,776,782,000 |
| Allowance for loan losses | 1,153,049,000 | 1,069,039,000 | 1,013,591,000 | 1,011,242,000 |
| Securities available for sale | 11,214,999,000 | 11,401,256,000 | 11,185,949,000 | 11,140,168,000 |
| Securities held to maturity | 4,980,890,000 | 5,901,705,000 | 5,882,076,000 | 6,039,059,000 |
| Trading assets | 747,742,000 | 755,229,000 | 674,080,000 | 592,090,000 |
| Total deposits | 73,203,624,000 | 78,001,587,000 | 78,989,435,000 | 80,557,809,000 |
| Interest-bearing deposits | 53,795,858,000 | 55,041,431,000 | 55,881,230,000 | 59,585,537,000 |
| Noninterest-bearing deposits | 19,407,766,000 | 22,960,156,000 | 23,108,205,000 | 20,972,272,000 |
| Equity capital | 11,888,323,000 | 12,070,637,000 | 12,133,576,000 | 12,051,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 533,430,000 | 1,063,049,000 | 1,592,424,000 | 2,109,625,000 |
| Interest expense | 31,746,000 | 55,955,000 | 76,311,000 | 95,541,000 |
| Net interest income | 501,684,000 | 1,007,094,000 | 1,516,113,000 | 2,014,084,000 |
| Noninterest income | 134,314,000 | 277,743,000 | 421,715,000 | 588,753,000 |
| Noninterest expense | 511,837,000 | 1,023,109,000 | 1,539,932,000 | 2,147,617,000 |
| Provision for loan losses | -38,004,000 | -91,333,000 | -124,983,000 | -99,107,000 |
| Pretax income | 194,151,000 | 391,070,000 | 549,648,000 | 612,333,000 |
| Income tax | 37,229,000 | 53,982,000 | 100,372,000 | 109,520,000 |
| Net income | 156,922,000 | 337,088,000 | 449,276,000 | 502,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,394,345,000 | 10,566,963,000 | 10,658,832,000 | 10,694,372,000 |
| Total capital | 11,199,239,000 | 11,344,095,000 | 11,402,762,000 | 11,413,014,000 |
| Risk-weighted assets | 64,520,798,000 | 65,046,746,000 | 64,417,067,000 | 65,386,093,000 |