Call reports 2020
SANTANDER BANK, NATIONAL ASSOCIATION — 2020
What SANTANDER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 87,569,232,000 | 87,750,575,000 | 86,157,382,000 | 89,502,032,000 |
| Total loans | 55,511,173,000 | 57,030,041,000 | 55,332,424,000 | 55,271,568,000 |
| Allowance for loan losses | 998,610,000 | 1,249,104,000 | 1,243,762,000 | 1,225,798,000 |
| Securities available for sale | 9,580,879,000 | 10,290,655,000 | 10,863,305,000 | 11,142,824,000 |
| Securities held to maturity | 4,389,615,000 | 4,709,276,000 | 4,945,041,000 | 4,985,241,000 |
| Trading assets | 1,146,151,000 | 1,304,021,000 | 1,142,827,000 | 1,022,463,000 |
| Total deposits | 61,672,769,000 | 67,027,018,000 | 67,742,519,000 | 73,722,432,000 |
| Interest-bearing deposits | 47,769,060,000 | 50,823,205,000 | 50,555,400,000 | 53,063,287,000 |
| Noninterest-bearing deposits | 13,903,709,000 | 16,203,813,000 | 17,187,119,000 | 20,659,145,000 |
| Equity capital | 13,707,919,000 | 11,949,548,000 | 11,944,808,000 | 11,922,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 667,205,000 | 1,259,550,000 | 1,833,136,000 | 2,384,305,000 |
| Interest expense | 156,653,000 | 245,463,000 | 302,252,000 | 345,207,000 |
| Net interest income | 510,552,000 | 1,014,087,000 | 1,530,884,000 | 2,039,098,000 |
| Noninterest income | 132,350,000 | 263,123,000 | 413,224,000 | 556,670,000 |
| Noninterest expense | 585,653,000 | 2,880,945,000 | 3,427,586,000 | 3,991,695,000 |
| Provision for loan losses | 188,504,000 | 502,684,000 | 542,756,000 | 590,664,000 |
| Pretax income | -120,530,000 | -2,073,588,000 | -1,993,409,000 | -1,953,764,000 |
| Income tax | -41,764,000 | -239,920,000 | -207,407,000 | -181,705,000 |
| Net income | -78,766,000 | -1,833,668,000 | -1,786,002,000 | -1,772,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,173,264,000 | 10,167,970,000 | 10,219,187,000 | 10,266,788,000 |
| Total capital | 10,929,885,000 | 11,004,994,000 | 11,050,013,000 | 11,084,978,000 |
| Risk-weighted assets | 64,970,738,000 | 67,065,201,000 | 66,507,339,000 | 65,519,986,000 |