Call reports 2016
SANTANDER BANK, NATIONAL ASSOCIATION — 2016
What SANTANDER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 92,287,353,000 | 84,966,872,000 | 85,473,923,000 | 83,094,906,000 |
| Total loans | 54,482,422,000 | 54,443,171,000 | 52,934,247,000 | 52,091,284,000 |
| Allowance for loan losses | 643,149,000 | 639,638,000 | 616,236,000 | 533,003,000 |
| Securities available for sale | 20,533,116,000 | 17,418,858,000 | 15,854,800,000 | 15,116,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,658,644,000 |
| Trading assets | 428,551,000 | 493,858,000 | 408,868,000 | 244,659,000 |
| Total deposits | 61,674,458,000 | 58,200,463,000 | 61,133,691,000 | 59,627,701,000 |
| Interest-bearing deposits | 49,992,103,000 | 47,698,053,000 | 48,758,682,000 | 48,052,497,000 |
| Noninterest-bearing deposits | 11,682,355,000 | 10,502,410,000 | 12,375,009,000 | 11,575,204,000 |
| Equity capital | 13,451,118,000 | 13,570,651,000 | 13,610,425,000 | 13,418,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 577,571,000 | 1,144,654,000 | 1,687,684,000 | 2,216,685,000 |
| Interest expense | 142,435,000 | 268,940,000 | 376,396,000 | 477,220,000 |
| Net interest income | 435,136,000 | 875,714,000 | 1,311,288,000 | 1,739,465,000 |
| Noninterest income | 233,620,000 | 463,899,000 | 709,439,000 | 919,986,000 |
| Noninterest expense | 619,863,000 | 1,202,036,000 | 1,747,835,000 | 2,327,541,000 |
| Provision for loan losses | 95,334,000 | 111,716,000 | 121,151,000 | 156,823,000 |
| Pretax income | -20,020,000 | 83,587,000 | 209,467,000 | 232,813,000 |
| Income tax | 578,000 | 11,620,000 | 42,889,000 | 80,898,000 |
| Net income | -20,598,000 | 71,967,000 | 166,578,000 | 151,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,815,513,000 | 9,878,778,000 | 10,025,290,000 | 10,005,701,000 |
| Total capital | 10,830,008,000 | 10,773,328,000 | 10,874,055,000 | 10,759,357,000 |
| Risk-weighted assets | 70,510,851,000 | 66,355,210,000 | 64,015,316,000 | 61,885,512,000 |