Call reports 2015
SANTANDER BANK, NATIONAL ASSOCIATION — 2015
What SANTANDER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 83,077,152,000 | 84,675,617,000 | 89,433,539,000 | 90,192,245,000 |
| Total loans | 52,139,204,000 | 52,451,731,000 | 53,045,889,000 | 53,658,405,000 |
| Allowance for loan losses | 628,704,000 | 615,260,000 | 569,562,000 | 571,529,000 |
| Securities available for sale | 18,429,023,000 | 19,324,217,000 | 21,049,218,000 | 20,851,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 393,268,000 | 336,832,000 | 364,850,000 | 292,223,000 |
| Total deposits | 55,924,309,000 | 57,109,409,000 | 58,477,680,000 | 58,832,570,000 |
| Interest-bearing deposits | 45,743,767,000 | 45,667,310,000 | 48,510,201,000 | 48,944,790,000 |
| Noninterest-bearing deposits | 10,180,542,000 | 11,442,099,000 | 9,967,479,000 | 9,887,780,000 |
| Equity capital | 13,315,395,000 | 13,329,659,000 | 13,415,992,000 | 13,325,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 547,106,000 | 1,090,824,000 | 1,647,066,000 | 2,213,060,000 |
| Interest expense | 130,283,000 | 263,793,000 | 399,538,000 | 539,228,000 |
| Net interest income | 416,823,000 | 827,031,000 | 1,247,528,000 | 1,673,832,000 |
| Noninterest income | 215,113,000 | 504,291,000 | 760,006,000 | 1,028,032,000 |
| Noninterest expense | 521,703,000 | 1,092,868,000 | 1,652,553,000 | 2,285,627,000 |
| Provision for loan losses | 52,000,000 | 79,000,000 | 60,376,000 | 120,378,000 |
| Pretax income | 67,867,000 | 178,797,000 | 312,967,000 | 313,893,000 |
| Income tax | 9,120,000 | 21,640,000 | 144,620,000 | 139,090,000 |
| Net income | 58,747,000 | 157,157,000 | 168,347,000 | 174,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,705,456,000 | 9,801,321,000 | 9,827,716,000 | 9,857,655,000 |
| Total capital | 10,760,633,000 | 10,753,498,000 | 10,734,122,000 | 10,775,851,000 |
| Risk-weighted assets | 70,441,748,000 | 70,970,501,000 | 70,893,638,000 | 71,395,254,000 |