Call reports 2014
SANTANDER BANK, NATIONAL ASSOCIATION — 2014
What SANTANDER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 74,819,276,000 | 77,251,104,000 | 77,335,367,000 | 80,472,892,000 |
| Total loans | 51,357,107,000 | 51,928,304,000 | 50,355,882,000 | 50,568,181,000 |
| Allowance for loan losses | 825,330,000 | 741,005,000 | 584,583,000 | 610,052,000 |
| Securities available for sale | 11,679,433,000 | 11,660,402,000 | 15,047,829,000 | 15,908,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 187,851,000 | 315,923,000 | 310,470,000 | 1,120,359,000 |
| Total deposits | 51,474,126,000 | 51,087,663,000 | 52,993,898,000 | 54,014,464,000 |
| Interest-bearing deposits | 41,508,507,000 | 40,806,669,000 | 42,792,801,000 | 43,906,551,000 |
| Noninterest-bearing deposits | 9,965,619,000 | 10,280,994,000 | 10,201,097,000 | 10,107,913,000 |
| Equity capital | 12,909,243,000 | 13,038,307,000 | 13,067,881,000 | 13,192,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 541,348,000 | 1,090,988,000 | 1,650,444,000 | 2,199,085,000 |
| Interest expense | 140,152,000 | 274,439,000 | 414,008,000 | 548,887,000 |
| Net interest income | 401,196,000 | 816,549,000 | 1,236,436,000 | 1,650,198,000 |
| Noninterest income | 143,770,000 | 342,138,000 | 623,725,000 | 962,685,000 |
| Noninterest expense | 401,855,000 | 961,366,000 | 1,489,259,000 | 2,100,604,000 |
| Provision for loan losses | 40,000,000 | 5,000,000 | 25,000,000 | 80,000,000 |
| Pretax income | 105,055,000 | 203,670,000 | 357,382,000 | 455,225,000 |
| Income tax | 26,250,000 | 45,510,000 | 83,450,000 | 79,540,000 |
| Net income | 78,805,000 | 158,160,000 | 273,932,000 | 375,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,591,345,000 | 8,701,044,000 | 8,747,683,000 | 8,831,156,000 |
| Total capital | 9,777,034,000 | 9,810,719,000 | 9,780,584,000 | 9,872,603,000 |
| Risk-weighted assets | 62,168,223,000 | 64,152,532,000 | 65,444,095,000 | 66,762,918,000 |