Call reports 2012
SANTANDER BANK, NATIONAL ASSOCIATION — 2012
What SANTANDER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 80,228,396,000 | 80,394,971,000 | 82,457,021,000 | 83,081,838,000 |
| Total loans | 52,280,886,000 | 52,921,271,000 | 52,963,737,000 | 53,232,591,000 |
| Allowance for loan losses | 1,082,014,000 | 1,055,501,000 | 980,121,000 | 1,013,469,000 |
| Securities available for sale | 17,110,879,000 | 15,328,814,000 | 17,210,126,000 | 18,644,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,911,508,000 | 48,335,063,000 | 50,439,284,000 | 50,411,063,000 |
| Interest-bearing deposits | 41,810,129,000 | 40,224,441,000 | 41,131,172,000 | 41,985,604,000 |
| Noninterest-bearing deposits | 8,101,379,000 | 8,110,622,000 | 9,308,112,000 | 8,425,459,000 |
| Equity capital | 12,646,045,000 | 12,720,700,000 | 12,868,109,000 | 12,849,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 649,801,000 | 1,296,043,000 | 1,933,493,000 | 2,557,590,000 |
| Interest expense | 177,424,000 | 356,171,000 | 534,601,000 | 713,204,000 |
| Net interest income | 472,377,000 | 939,872,000 | 1,398,892,000 | 1,844,386,000 |
| Noninterest income | 160,891,000 | 302,489,000 | 445,223,000 | 606,769,000 |
| Noninterest expense | 397,420,000 | 807,270,000 | 1,195,725,000 | 1,648,587,000 |
| Provision for loan losses | 103,100,000 | 210,800,000 | 281,800,000 | 392,800,000 |
| Pretax income | 148,292,000 | 300,823,000 | 442,971,000 | 510,659,000 |
| Income tax | 29,943,000 | 55,893,000 | 74,607,000 | 72,592,000 |
| Net income | 118,349,000 | 244,930,000 | 368,364,000 | 438,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,871,477,000 | 7,966,485,000 | 8,000,666,000 | 8,027,173,000 |
| Total capital | 9,132,827,000 | 9,240,432,000 | 9,283,150,000 | 9,310,905,000 |
| Risk-weighted assets | 60,536,687,000 | 61,574,370,000 | 62,329,729,000 | 62,411,117,000 |