Call reports 2003
UNITED BANKING COMPANY, THE — 2003
What UNITED BANKING COMPANY, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 |
|---|---|
| Total assets | 86,876,000 |
| Total loans | 59,585,000 |
| Allowance for loan losses | 1,456,000 |
| Securities available for sale | 10,990,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 80,255,000 |
| Interest-bearing deposits | 67,997,000 |
| Noninterest-bearing deposits | 12,258,000 |
| Equity capital | 5,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 |
|---|---|
| Interest income | 1,108,000 |
| Interest expense | 465,000 |
| Net interest income | 643,000 |
| Noninterest income | 175,000 |
| Noninterest expense | 698,000 |
| Provision for loan losses | 60,000 |
| Pretax income | 60,000 |
| Income tax | 21,000 |
| Net income | 39,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 |
|---|---|
| Tier 1 capital | 4,090,000 |
| Total capital | 4,801,000 |
| Risk-weighted assets | 56,135,000 |