Call report 2025Q4
SPIRITBANK — 2025Q4
The 22 measures SPIRITBANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 936,317,000 | USD | evidence → |
| Total loans | 612,973,000 | USD | evidence → |
| Allowance for loan losses | 7,776,000 | USD | evidence → |
| Securities available for sale | 119,188,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 843,251,000 | USD | evidence → |
| Interest-bearing deposits | 685,367,000 | USD | evidence → |
| Noninterest-bearing deposits | 157,884,000 | USD | evidence → |
| Equity capital | 84,611,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 52,441,000 | USD | evidence → |
| Interest expense | 21,513,000 | USD | evidence → |
| Net interest income | 30,928,000 | USD | evidence → |
| Noninterest income | 4,489,000 | USD | evidence → |
| Noninterest expense | 21,326,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 13,541,000 | USD | evidence → |
| Income tax | 1,748,000 | USD | evidence → |
| Net income | 11,793,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 84,373,000 | USD | evidence → |
| Total capital | 92,418,000 | USD | evidence → |
| Risk-weighted assets | 643,506,000 | USD | evidence → |
Machine access — free, no API key
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