Call report 2022Q3
SPIRITBANK — 2022Q3
The 22 measures SPIRITBANK reported to the FFIEC for 2022Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 723,327,000 | USD | evidence → |
| Total loans | 649,364,000 | USD | evidence → |
| Allowance for loan losses | 8,814,000 | USD | evidence → |
| Securities available for sale | 45,520,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 635,148,000 | USD | evidence → |
| Interest-bearing deposits | 453,552,000 | USD | evidence → |
| Noninterest-bearing deposits | 181,596,000 | USD | evidence → |
| Equity capital | 76,759,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,328,000 | USD | evidence → |
| Interest expense | 2,263,000 | USD | evidence → |
| Net interest income | 22,065,000 | USD | evidence → |
| Noninterest income | 2,857,000 | USD | evidence → |
| Noninterest expense | 15,649,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 9,273,000 | USD | evidence → |
| Income tax | 2,389,000 | USD | evidence → |
| Net income | 6,884,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 78,390,000 | USD | evidence → |
| Total capital | 86,598,000 | USD | evidence → |
| Risk-weighted assets | 656,018,000 | USD | evidence → |