Call report 2020Q4
SPIRITBANK — 2020Q4
The 22 measures SPIRITBANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 712,789,000 | USD | evidence → |
| Total loans | 599,121,000 | USD | evidence → |
| Allowance for loan losses | 7,423,000 | USD | evidence → |
| Securities available for sale | 38,691,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 602,123,000 | USD | evidence → |
| Interest-bearing deposits | 439,862,000 | USD | evidence → |
| Noninterest-bearing deposits | 162,261,000 | USD | evidence → |
| Equity capital | 74,664,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,815,000 | USD | evidence → |
| Interest expense | 5,960,000 | USD | evidence → |
| Net interest income | 24,855,000 | USD | evidence → |
| Noninterest income | 3,924,000 | USD | evidence → |
| Noninterest expense | 19,245,000 | USD | evidence → |
| Provision for loan losses | 750,000 | USD | evidence → |
| Pretax income | 8,895,000 | USD | evidence → |
| Income tax | 315,000 | USD | evidence → |
| Net income | 8,580,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,416,000 | USD | evidence → |
| Total capital | 76,558,000 | USD | evidence → |
| Risk-weighted assets | 571,055,000 | USD | evidence → |