Call report 2018Q4
SPIRITBANK — 2018Q4
The 22 measures SPIRITBANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 663,644,000 | USD | evidence → |
| Total loans | 498,908,000 | USD | evidence → |
| Allowance for loan losses | 7,663,000 | USD | evidence → |
| Securities available for sale | 62,035,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 575,947,000 | USD | evidence → |
| Interest-bearing deposits | 462,952,000 | USD | evidence → |
| Noninterest-bearing deposits | 112,995,000 | USD | evidence → |
| Equity capital | 70,554,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,185,000 | USD | evidence → |
| Interest expense | 5,697,000 | USD | evidence → |
| Net interest income | 20,488,000 | USD | evidence → |
| Noninterest income | 3,596,000 | USD | evidence → |
| Noninterest expense | 22,851,000 | USD | evidence → |
| Provision for loan losses | -4,725,000 | USD | evidence → |
| Pretax income | 5,958,000 | USD | evidence → |
| Income tax | -641,000 | USD | evidence → |
| Net income | 6,599,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,739,000 | USD | evidence → |
| Total capital | 74,096,000 | USD | evidence → |
| Risk-weighted assets | 587,808,000 | USD | evidence → |