Call report 2015Q4
SPIRITBANK — 2015Q4
The 22 measures SPIRITBANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 659,341,000 | USD | evidence → |
| Total loans | 561,400,000 | USD | evidence → |
| Allowance for loan losses | 7,172,000 | USD | evidence → |
| Securities available for sale | 32,783,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 504,935,000 | USD | evidence → |
| Interest-bearing deposits | 376,139,000 | USD | evidence → |
| Noninterest-bearing deposits | 128,796,000 | USD | evidence → |
| Equity capital | 80,997,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,536,000 | USD | evidence → |
| Interest expense | 2,972,000 | USD | evidence → |
| Net interest income | 29,564,000 | USD | evidence → |
| Noninterest income | 28,813,000 | USD | evidence → |
| Noninterest expense | 58,979,000 | USD | evidence → |
| Provision for loan losses | -2,055,000 | USD | evidence → |
| Pretax income | 1,478,000 | USD | evidence → |
| Income tax | 436,000 | USD | evidence → |
| Net income | 1,042,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 73,486,000 | USD | evidence → |
| Total capital | 80,808,000 | USD | evidence → |
| Risk-weighted assets | 641,981,000 | USD | evidence → |