Call report 2012Q4
SPIRITBANK — 2012Q4
The 22 measures SPIRITBANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 987,053,000 | USD | evidence → |
| Total loans | 812,880,000 | USD | evidence → |
| Allowance for loan losses | 25,633,000 | USD | evidence → |
| Securities available for sale | 43,806,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 815,107,000 | USD | evidence → |
| Interest-bearing deposits | 573,338,000 | USD | evidence → |
| Noninterest-bearing deposits | 241,769,000 | USD | evidence → |
| Equity capital | 82,608,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 53,241,000 | USD | evidence → |
| Interest expense | 9,417,000 | USD | evidence → |
| Net interest income | 43,824,000 | USD | evidence → |
| Noninterest income | 38,028,000 | USD | evidence → |
| Noninterest expense | 84,480,000 | USD | evidence → |
| Provision for loan losses | 24,485,000 | USD | evidence → |
| Pretax income | -26,725,000 | USD | evidence → |
| Income tax | -4,785,000 | USD | evidence → |
| Net income | -21,895,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,201,000 | USD | evidence → |
| Total capital | 75,244,000 | USD | evidence → |
| Risk-weighted assets | 682,204,000 | USD | evidence → |