Call report 2012Q2
SPIRITBANK — 2012Q2
The 22 measures SPIRITBANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,066,813,000 | USD | evidence → |
| Total loans | 899,933,000 | USD | evidence → |
| Allowance for loan losses | 28,559,000 | USD | evidence → |
| Securities available for sale | 36,587,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 878,857,000 | USD | evidence → |
| Interest-bearing deposits | 654,783,000 | USD | evidence → |
| Noninterest-bearing deposits | 224,074,000 | USD | evidence → |
| Equity capital | 96,801,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,749,000 | USD | evidence → |
| Interest expense | 4,925,000 | USD | evidence → |
| Net interest income | 22,824,000 | USD | evidence → |
| Noninterest income | 17,085,000 | USD | evidence → |
| Noninterest expense | 40,171,000 | USD | evidence → |
| Provision for loan losses | 12,791,000 | USD | evidence → |
| Pretax income | -12,665,000 | USD | evidence → |
| Income tax | -4,785,000 | USD | evidence → |
| Net income | -7,835,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 83,013,000 | USD | evidence → |
| Total capital | 95,501,000 | USD | evidence → |
| Risk-weighted assets | 783,794,000 | USD | evidence → |