Call report 2009Q4
SPIRITBANK — 2009Q4
The 22 measures SPIRITBANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,366,040,000 | USD | evidence → |
| Total loans | 1,139,715,000 | USD | evidence → |
| Allowance for loan losses | 16,504,000 | USD | evidence → |
| Securities available for sale | 92,399,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,119,676,000 | USD | evidence → |
| Interest-bearing deposits | 929,429,000 | USD | evidence → |
| Noninterest-bearing deposits | 190,247,000 | USD | evidence → |
| Equity capital | 114,655,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 81,028,000 | USD | evidence → |
| Interest expense | 23,636,000 | USD | evidence → |
| Net interest income | 57,392,000 | USD | evidence → |
| Noninterest income | 27,605,000 | USD | evidence → |
| Noninterest expense | 62,302,000 | USD | evidence → |
| Provision for loan losses | 16,500,000 | USD | evidence → |
| Pretax income | 6,828,000 | USD | evidence → |
| Income tax | 1,519,000 | USD | evidence → |
| Net income | 5,326,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 110,864,000 | USD | evidence → |
| Total capital | 129,796,000 | USD | evidence → |
| Risk-weighted assets | 1,103,850,000 | USD | evidence → |
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