Call report 2008Q3
SPIRITBANK — 2008Q3
The 22 measures SPIRITBANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,271,246,000 | USD | evidence → |
| Total loans | 1,035,631,000 | USD | evidence → |
| Allowance for loan losses | 15,428,000 | USD | evidence → |
| Securities available for sale | 130,218,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 975,344,000 | USD | evidence → |
| Interest-bearing deposits | 813,627,000 | USD | evidence → |
| Noninterest-bearing deposits | 161,717,000 | USD | evidence → |
| Equity capital | 91,414,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 63,298,000 | USD | evidence → |
| Interest expense | 24,532,000 | USD | evidence → |
| Net interest income | 38,766,000 | USD | evidence → |
| Noninterest income | 16,787,000 | USD | evidence → |
| Noninterest expense | 39,405,000 | USD | evidence → |
| Provision for loan losses | 11,124,000 | USD | evidence → |
| Pretax income | 5,178,000 | USD | evidence → |
| Income tax | 1,122,000 | USD | evidence → |
| Net income | 4,056,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 89,960,000 | USD | evidence → |
| Total capital | 107,613,000 | USD | evidence → |
| Risk-weighted assets | 1,015,498,000 | USD | evidence → |