Call report 2007Q2
SPIRITBANK — 2007Q2
The 22 measures SPIRITBANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,087,372,000 | USD | evidence → |
| Total loans | 877,053,000 | USD | evidence → |
| Allowance for loan losses | 6,068,000 | USD | evidence → |
| Securities available for sale | 122,246,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 812,964,000 | USD | evidence → |
| Interest-bearing deposits | 680,806,000 | USD | evidence → |
| Noninterest-bearing deposits | 132,158,000 | USD | evidence → |
| Equity capital | 73,685,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 38,871,000 | USD | evidence → |
| Interest expense | 18,765,000 | USD | evidence → |
| Net interest income | 20,106,000 | USD | evidence → |
| Noninterest income | 8,692,000 | USD | evidence → |
| Noninterest expense | 20,502,000 | USD | evidence → |
| Provision for loan losses | 1,750,000 | USD | evidence → |
| Pretax income | 6,546,000 | USD | evidence → |
| Income tax | 2,115,000 | USD | evidence → |
| Net income | 4,431,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 73,574,000 | USD | evidence → |
| Total capital | 88,842,000 | USD | evidence → |
| Risk-weighted assets | 871,759,000 | USD | evidence → |