Call report 2005Q1
SPIRITBANK — 2005Q1
The 22 measures SPIRITBANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 656,582,000 | USD | evidence → |
| Total loans | 509,968,000 | USD | evidence → |
| Allowance for loan losses | 4,205,000 | USD | evidence → |
| Securities available for sale | 87,875,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 485,997,000 | USD | evidence → |
| Interest-bearing deposits | 385,106,000 | USD | evidence → |
| Noninterest-bearing deposits | 100,891,000 | USD | evidence → |
| Equity capital | 48,263,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,566,000 | USD | evidence → |
| Interest expense | 2,998,000 | USD | evidence → |
| Net interest income | 6,568,000 | USD | evidence → |
| Noninterest income | 2,690,000 | USD | evidence → |
| Noninterest expense | 6,713,000 | USD | evidence → |
| Provision for loan losses | 465,000 | USD | evidence → |
| Pretax income | 2,080,000 | USD | evidence → |
| Income tax | 683,000 | USD | evidence → |
| Net income | 1,397,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,065,000 | USD | evidence → |
| Total capital | 56,270,000 | USD | evidence → |
| Risk-weighted assets | 525,160,000 | USD | evidence → |