Call report 2004Q3
SPIRITBANK — 2004Q3
The 22 measures SPIRITBANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 585,151,000 | USD | evidence → |
| Total loans | 452,787,000 | USD | evidence → |
| Allowance for loan losses | 4,294,000 | USD | evidence → |
| Securities available for sale | 89,028,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 427,171,000 | USD | evidence → |
| Interest-bearing deposits | 341,417,000 | USD | evidence → |
| Noninterest-bearing deposits | 85,754,000 | USD | evidence → |
| Equity capital | 45,929,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,416,000 | USD | evidence → |
| Interest expense | 7,024,000 | USD | evidence → |
| Net interest income | 19,392,000 | USD | evidence → |
| Noninterest income | 7,963,000 | USD | evidence → |
| Noninterest expense | 19,810,000 | USD | evidence → |
| Provision for loan losses | 1,595,000 | USD | evidence → |
| Pretax income | 5,943,000 | USD | evidence → |
| Income tax | 2,118,000 | USD | evidence → |
| Net income | 3,825,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,826,000 | USD | evidence → |
| Total capital | 53,120,000 | USD | evidence → |
| Risk-weighted assets | 450,982,000 | USD | evidence → |
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