Call reports 2023
COLCHESTER STATE BANK — 2023
What COLCHESTER STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 |
|---|---|---|
| Total assets | 78,772,000 | 72,862,000 |
| Total loans | 26,318,000 | 25,990,000 |
| Allowance for loan losses | 535,000 | 535,000 |
| Securities available for sale | 43,858,000 | 41,314,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 69,289,000 | 63,295,000 |
| Interest-bearing deposits | 54,549,000 | 50,720,000 |
| Noninterest-bearing deposits | 14,740,000 | 12,575,000 |
| Equity capital | 9,396,000 | 9,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 |
|---|---|---|
| Interest income | 663,000 | 1,466,000 |
| Interest expense | 131,000 | 314,000 |
| Net interest income | 532,000 | 1,152,000 |
| Noninterest income | 58,000 | 131,000 |
| Noninterest expense | 347,000 | 768,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 243,000 | 406,000 |
| Income tax | 44,000 | 82,000 |
| Net income | 199,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 |
|---|---|---|
| Tier 1 capital | 12,519,000 | 12,643,000 |