Call reports 2022
COLCHESTER STATE BANK — 2022
What COLCHESTER STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 84,068,000 | 82,537,000 | 82,071,000 | 77,113,000 |
| Total loans | 24,345,000 | 26,097,000 | 26,910,000 | 26,337,000 |
| Allowance for loan losses | 524,000 | 525,000 | 535,000 | 535,000 |
| Securities available for sale | 51,662,000 | 48,036,000 | 45,717,000 | 45,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,377,000 | 73,780,000 | 73,650,000 | 67,861,000 |
| Interest-bearing deposits | 59,151,000 | 60,491,000 | 58,313,000 | 56,528,000 |
| Noninterest-bearing deposits | 14,226,000 | 13,289,000 | 15,337,000 | 11,333,000 |
| Equity capital | 10,445,000 | 8,532,000 | 8,189,000 | 9,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 506,000 | 1,048,000 | 1,713,000 | 2,365,000 |
| Interest expense | 68,000 | 136,000 | 217,000 | 319,000 |
| Net interest income | 438,000 | 912,000 | 1,496,000 | 2,046,000 |
| Noninterest income | 51,000 | 104,000 | 164,000 | 259,000 |
| Noninterest expense | 299,000 | 616,000 | 1,105,000 | 1,668,000 |
| Provision for loan losses | 0 | 0 | -180,000 | -180,000 |
| Pretax income | 190,000 | 400,000 | 735,000 | 834,000 |
| Income tax | 27,000 | 54,000 | 81,000 | -147,000 |
| Net income | 163,000 | 346,000 | 654,000 | 981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,501,000 | 11,684,000 | 11,992,000 | 12,319,000 |