Call reports 2021
COLCHESTER STATE BANK — 2021
What COLCHESTER STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 80,871,000 | 79,853,000 | 85,778,000 | 83,492,000 |
| Total loans | 24,561,000 | 25,637,000 | 24,670,000 | 23,198,000 |
| Allowance for loan losses | 587,000 | 588,000 | 574,000 | 527,000 |
| Securities available for sale | 50,677,000 | 48,523,000 | 52,379,000 | 54,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,166,000 | 66,727,000 | 72,562,000 | 70,778,000 |
| Interest-bearing deposits | 56,824,000 | 56,056,000 | 60,434,000 | 59,240,000 |
| Noninterest-bearing deposits | 11,342,000 | 10,671,000 | 12,128,000 | 11,538,000 |
| Equity capital | 12,034,000 | 12,421,000 | 12,499,000 | 12,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 549,000 | 1,134,000 | 1,644,000 | 2,169,000 |
| Interest expense | 90,000 | 170,000 | 247,000 | 321,000 |
| Net interest income | 459,000 | 964,000 | 1,397,000 | 1,848,000 |
| Noninterest income | 44,000 | 97,000 | 149,000 | 196,000 |
| Noninterest expense | 284,000 | 574,000 | 978,000 | 1,319,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 94,000 |
| Pretax income | 217,000 | 485,000 | 566,000 | 631,000 |
| Income tax | 27,000 | 54,000 | 81,000 | 116,000 |
| Net income | 190,000 | 431,000 | 485,000 | 515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,013,000 | 11,254,000 | 11,309,000 | 11,339,000 |
| Total capital | 11,435,000 | 11,684,000 | 11,742,000 | 11,755,000 |
| Risk-weighted assets | 33,629,000 | 34,242,000 | 34,514,000 | 33,234,000 |