Call reports 2020
COLCHESTER STATE BANK — 2020
What COLCHESTER STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 73,036,000 | 77,363,000 | 78,485,000 | 79,663,000 |
| Total loans | 24,873,000 | 24,317,000 | 23,936,000 | 23,595,000 |
| Allowance for loan losses | 583,000 | 593,000 | 583,000 | 601,000 |
| Securities available for sale | 39,345,000 | 44,813,000 | 49,079,000 | 52,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,946,000 | 64,914,000 | 65,865,000 | 65,131,000 |
| Interest-bearing deposits | 47,459,000 | 51,320,000 | 54,917,000 | 53,517,000 |
| Noninterest-bearing deposits | 14,487,000 | 13,594,000 | 10,948,000 | 11,614,000 |
| Equity capital | 10,614,000 | 11,724,000 | 11,915,000 | 12,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 590,000 | 1,171,000 | 1,720,000 | 2,275,000 |
| Interest expense | 128,000 | 250,000 | 361,000 | 461,000 |
| Net interest income | 462,000 | 921,000 | 1,359,000 | 1,814,000 |
| Noninterest income | 54,000 | 101,000 | 160,000 | 208,000 |
| Noninterest expense | 348,000 | 676,000 | 1,044,000 | 1,368,000 |
| Provision for loan losses | 0 | 8,000 | 8,000 | 33,000 |
| Pretax income | 246,000 | 416,000 | 554,000 | 708,000 |
| Income tax | 27,000 | 54,000 | 81,000 | 108,000 |
| Net income | 219,000 | 362,000 | 473,000 | 600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,442,000 | 10,584,000 | 10,695,000 | 10,822,000 |
| Total capital | — | 10,984,000 | 11,088,000 | 11,232,000 |
| Risk-weighted assets | — | 31,827,000 | 31,286,000 | 32,685,000 |