Call reports 2019
COLCHESTER STATE BANK — 2019
What COLCHESTER STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 66,765,000 | 64,025,000 | 68,792,000 | 68,631,000 |
| Total loans | 25,196,000 | 25,664,000 | 25,528,000 | 25,054,000 |
| Allowance for loan losses | 603,000 | 587,000 | 594,000 | 591,000 |
| Securities available for sale | 33,928,000 | 34,189,000 | 38,147,000 | 39,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,627,000 | 53,026,000 | 57,530,000 | 57,399,000 |
| Interest-bearing deposits | 45,996,000 | 44,025,000 | 47,530,000 | 46,946,000 |
| Noninterest-bearing deposits | 10,631,000 | 9,001,000 | 10,000,000 | 10,453,000 |
| Equity capital | 9,858,000 | 10,479,000 | 10,746,000 | 10,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,188,000 | 1,795,000 | 2,406,000 |
| Interest expense | 104,000 | 222,000 | 347,000 | 476,000 |
| Net interest income | 480,000 | 966,000 | 1,448,000 | 1,930,000 |
| Noninterest income | 54,000 | 113,000 | 180,000 | 242,000 |
| Noninterest expense | 316,000 | 607,000 | 968,000 | 1,443,000 |
| Provision for loan losses | 5,000 | 6,000 | 16,000 | 16,000 |
| Pretax income | 212,000 | 460,000 | 664,000 | 733,000 |
| Income tax | 39,000 | 70,000 | 97,000 | 124,000 |
| Net income | 173,000 | 390,000 | 567,000 | 609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,786,000 | 10,003,000 | 10,179,000 | 10,222,000 |
| Total capital | 10,176,000 | 10,392,000 | 10,625,000 | 10,615,000 |
| Risk-weighted assets | 31,013,000 | 30,948,000 | 35,610,000 | 31,307,000 |