Call reports 2018
COLCHESTER STATE BANK — 2018
What COLCHESTER STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 62,950,000 | 60,028,000 | 64,499,000 | 64,187,000 |
| Total loans | 22,764,000 | 24,393,000 | 25,919,000 | 26,239,000 |
| Allowance for loan losses | 496,000 | 497,000 | 464,000 | 496,000 |
| Securities available for sale | 34,151,000 | 31,698,000 | 31,291,000 | 31,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,671,000 | 50,541,000 | 54,993,000 | 54,496,000 |
| Interest-bearing deposits | 42,711,000 | 41,159,000 | 44,260,000 | 44,288,000 |
| Noninterest-bearing deposits | 10,960,000 | 9,382,000 | 10,733,000 | 10,208,000 |
| Equity capital | 9,064,000 | 9,201,000 | 9,235,000 | 9,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 499,000 | 1,012,000 | 1,547,000 | 2,130,000 |
| Interest expense | 72,000 | 149,000 | 233,000 | 329,000 |
| Net interest income | 427,000 | 863,000 | 1,314,000 | 1,801,000 |
| Noninterest income | 61,000 | 130,000 | 196,000 | 256,000 |
| Noninterest expense | 273,000 | 533,000 | 848,000 | 1,280,000 |
| Provision for loan losses | 17,000 | 17,000 | 32,000 | 70,000 |
| Pretax income | 195,000 | 423,000 | 610,000 | 687,000 |
| Income tax | 39,000 | 78,000 | 117,000 | 156,000 |
| Net income | 156,000 | 345,000 | 493,000 | 531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,288,000 | 9,477,000 | 9,625,000 | 9,663,000 |
| Total capital | 9,640,000 | 9,843,000 | 10,012,000 | 10,054,000 |
| Risk-weighted assets | 28,079,000 | 29,178,000 | 30,916,000 | 31,241,000 |