Call reports 2017
COLCHESTER STATE BANK — 2017
What COLCHESTER STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 61,330,000 | 60,041,000 | 63,738,000 | 63,486,000 |
| Total loans | 23,168,000 | 23,581,000 | 23,177,000 | 24,070,000 |
| Allowance for loan losses | 564,000 | 557,000 | 542,000 | 519,000 |
| Securities available for sale | 32,756,000 | 32,847,000 | 34,670,000 | 34,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,302,000 | 50,384,000 | 54,106,000 | 54,064,000 |
| Interest-bearing deposits | 41,032,000 | 40,493,000 | 43,308,000 | 42,801,000 |
| Noninterest-bearing deposits | 11,270,000 | 9,891,000 | 10,798,000 | 11,263,000 |
| Equity capital | 8,830,000 | 9,170,000 | 9,301,000 | 9,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 931,000 | 1,408,000 | 1,910,000 |
| Interest expense | 64,000 | 130,000 | 199,000 | 270,000 |
| Net interest income | 396,000 | 801,000 | 1,209,000 | 1,640,000 |
| Noninterest income | 55,000 | 112,000 | 186,000 | 251,000 |
| Noninterest expense | 243,000 | 555,000 | 839,000 | 1,216,000 |
| Provision for loan losses | 25,000 | 29,000 | 25,000 | 25,000 |
| Pretax income | 170,000 | 319,000 | 518,000 | 637,000 |
| Income tax | 33,000 | 66,000 | 99,000 | 132,000 |
| Net income | 137,000 | 253,000 | 419,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,765,000 | 8,880,000 | 9,046,000 | 9,132,000 |
| Total capital | 9,120,000 | 9,235,000 | 9,401,000 | 9,496,000 |
| Risk-weighted assets | 28,239,000 | 28,209,000 | 28,248,000 | 29,006,000 |