Call reports 2011
COLCHESTER STATE BANK — 2011
What COLCHESTER STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 56,529,000 | 55,692,000 | 55,188,000 | 56,502,000 |
| Total loans | 24,227,000 | 25,583,000 | 26,227,000 | 25,584,000 |
| Allowance for loan losses | 516,000 | 515,000 | 556,000 | 626,000 |
| Securities available for sale | 28,267,000 | 27,704,000 | 26,226,000 | 27,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,223,000 | 47,401,000 | 48,156,000 | 49,564,000 |
| Interest-bearing deposits | 42,280,000 | 41,024,000 | 42,529,000 | 41,124,000 |
| Noninterest-bearing deposits | 7,943,000 | 6,378,000 | 5,627,000 | 8,440,000 |
| Equity capital | 5,877,000 | 6,209,000 | 6,480,000 | 6,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 615,000 | 1,237,000 | 1,860,000 | 2,431,000 |
| Interest expense | 140,000 | 273,000 | 400,000 | 515,000 |
| Net interest income | 475,000 | 964,000 | 1,460,000 | 1,916,000 |
| Noninterest income | 72,000 | 143,000 | 224,000 | 293,000 |
| Noninterest expense | 276,000 | 575,000 | 862,000 | 1,122,000 |
| Provision for loan losses | 20,000 | 20,000 | 63,000 | 143,000 |
| Pretax income | 251,000 | 558,000 | 805,000 | 990,000 |
| Income tax | 96,000 | 192,000 | 288,000 | 384,000 |
| Net income | 155,000 | 366,000 | 517,000 | 606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,581,000 | 5,792,000 | 5,943,000 | 6,032,000 |
| Total capital | 5,887,000 | 6,112,000 | 6,270,000 | 6,352,000 |
| Risk-weighted assets | 26,829,000 | 27,515,000 | 27,708,000 | 27,424,000 |