Call reports 2002
COLCHESTER STATE BANK — 2002
What COLCHESTER STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 33,925,000 | 33,531,000 | 32,513,000 | 33,833,000 |
| Total loans | 21,881,000 | 23,179,000 | 23,611,000 | 24,143,000 |
| Allowance for loan losses | 202,000 | 216,000 | 223,000 | 221,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,906,000 | 7,366,000 | 7,119,000 | 6,512,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,284,000 | 29,801,000 | 28,696,000 | 29,994,000 |
| Interest-bearing deposits | 23,991,000 | 24,132,000 | 24,837,000 | 25,729,000 |
| Noninterest-bearing deposits | 6,293,000 | 5,669,000 | 3,859,000 | 4,265,000 |
| Equity capital | 3,405,000 | 3,491,000 | 3,585,000 | 3,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,052,000 | 1,602,000 | 2,109,000 |
| Interest expense | 219,000 | 431,000 | 634,000 | 835,000 |
| Net interest income | 309,000 | 621,000 | 968,000 | 1,274,000 |
| Noninterest income | 67,000 | 134,000 | 216,000 | 291,000 |
| Noninterest expense | 136,000 | 373,000 | 542,000 | 802,000 |
| Provision for loan losses | 35,000 | 45,000 | 145,000 | 235,000 |
| Pretax income | 205,000 | 337,000 | 497,000 | 528,000 |
| Income tax | 46,000 | 92,000 | 158,000 | 157,000 |
| Net income | 159,000 | 245,000 | 339,000 | 371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,405,000 | 3,491,000 | 3,585,000 | 3,617,000 |
| Total capital | 3,607,000 | 3,707,000 | 3,808,000 | 3,838,000 |
| Risk-weighted assets | 18,968,000 | 23,921,000 | 23,951,000 | 24,552,000 |