Call reports 2001
COLCHESTER STATE BANK — 2001
What COLCHESTER STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,346,000 | 30,111,000 | 30,027,000 | 31,762,000 |
| Total loans | 18,490,000 | 19,588,000 | 19,281,000 | 20,398,000 |
| Allowance for loan losses | 187,000 | 191,000 | 195,000 | 194,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,972,000 | 6,466,000 | 6,280,000 | 7,379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,154,000 | 26,725,000 | 26,504,000 | 28,273,000 |
| Interest-bearing deposits | 21,214,000 | 22,166,000 | 23,569,000 | 25,473,000 |
| Noninterest-bearing deposits | 4,940,000 | 4,559,000 | 2,935,000 | 2,800,000 |
| Equity capital | 2,919,000 | 3,111,000 | 3,241,000 | 3,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 524,000 | 1,098,000 | 1,656,000 | 2,199,000 |
| Interest expense | 260,000 | 532,000 | 808,000 | 1,062,000 |
| Net interest income | 264,000 | 566,000 | 848,000 | 1,137,000 |
| Noninterest income | 48,000 | 115,000 | 187,000 | 250,000 |
| Noninterest expense | 113,000 | 245,000 | 424,000 | 642,000 |
| Provision for loan losses | 135,000 | 135,000 | 135,000 | 255,000 |
| Pretax income | 64,000 | 301,000 | 476,000 | 490,000 |
| Income tax | 45,000 | 90,000 | 135,000 | 144,000 |
| Net income | 19,000 | 211,000 | 341,000 | 346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,919,000 | 3,111,000 | 3,241,000 | 3,246,000 |
| Total capital | 3,106,000 | 3,302,000 | 3,436,000 | 3,440,000 |
| Risk-weighted assets | 18,484,000 | 22,415,000 | 22,202,000 | 21,066,000 |