Call reports 2007
COMMUNITY BANK — 2007
What COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 371,498,000 | 374,595,000 | 382,008,000 | 407,930,000 |
| Total loans | 236,455,000 | 239,773,000 | 250,708,000 | 258,466,000 |
| Allowance for loan losses | 7,680,000 | 8,101,000 | 8,134,000 | 6,540,000 |
| Securities available for sale | 79,509,000 | 75,356,000 | 75,547,000 | 75,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,776,000 | 280,857,000 | 275,444,000 | 270,215,000 |
| Interest-bearing deposits | 221,822,000 | 225,211,000 | 221,102,000 | 218,177,000 |
| Noninterest-bearing deposits | 59,954,000 | 55,645,000 | 54,342,000 | 52,038,000 |
| Equity capital | 50,526,000 | 50,724,000 | 51,993,000 | 53,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,534,000 | 11,211,000 | 17,170,000 | 23,400,000 |
| Interest expense | 2,473,000 | 4,995,000 | 7,600,000 | 10,454,000 |
| Net interest income | 3,061,000 | 6,216,000 | 9,570,000 | 12,946,000 |
| Noninterest income | 1,704,000 | 3,432,000 | 5,136,000 | 6,837,000 |
| Noninterest expense | 3,040,000 | 6,012,000 | 8,981,000 | 12,014,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,500,000 |
| Pretax income | 1,725,000 | 3,636,000 | 5,725,000 | 9,269,000 |
| Income tax | 525,000 | 1,120,000 | 1,775,000 | 3,008,000 |
| Net income | 1,200,000 | 2,516,000 | 3,950,000 | 6,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,758,000 | 31,539,000 | 32,376,000 | 34,189,000 |
| Total capital | 34,226,000 | 35,188,000 | 36,104,000 | 38,036,000 |
| Risk-weighted assets | 273,231,000 | 287,502,000 | 293,835,000 | 305,078,000 |