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Call reports 2006

COMMUNITY BANK — 2006

What COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ae073653-caef-4384-8222-f59649111fd3/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets332,028,000345,850,000354,647,000356,551,000
Total loans201,834,000217,300,000228,694,000227,342,000
Allowance for loan losses7,589,0007,762,0007,660,0007,668,000
Securities available for sale82,636,00082,665,00082,143,00081,980,000
Securities held to maturity0000
Trading assets0000
Total deposits260,723,000270,250,000272,325,000265,940,000
Interest-bearing deposits216,533,000217,072,000219,411,000213,671,000
Noninterest-bearing deposits44,190,00053,178,00052,913,00052,269,000
Equity capital43,281,00043,112,00044,751,00046,062,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income4,533,0009,295,00014,633,00020,084,000
Interest expense1,659,0003,598,0005,773,0008,061,000
Net interest income2,874,0005,697,0008,860,00012,023,000
Noninterest income1,572,0003,242,0004,784,0006,393,000
Noninterest expense3,184,0006,452,0009,608,00012,720,000
Provision for loan losses0000
Pretax income1,262,0002,487,0004,036,0005,696,000
Income tax395,000761,0001,256,0001,794,000
Net income867,0001,726,0002,780,0003,902,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital22,136,00024,130,00026,202,00026,235,000
Total capital25,024,00027,232,00029,410,00029,471,000
Risk-weighted assets227,510,000244,553,000253,485,000254,416,000

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