Call reports 2002
COMMUNITY BANK — 2002
What COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 301,408,000 | 306,317,000 | 302,114,000 | 298,669,000 |
| Total loans | 229,362,000 | 222,215,000 | 214,448,000 | 211,890,000 |
| Allowance for loan losses | 7,457,000 | 8,232,000 | 7,562,000 | 6,230,000 |
| Securities available for sale | 47,338,000 | 53,205,000 | 50,787,000 | 60,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,687,000 | 258,200,000 | 249,620,000 | 248,376,000 |
| Interest-bearing deposits | 211,317,000 | 217,950,000 | 209,716,000 | 212,156,000 |
| Noninterest-bearing deposits | 42,370,000 | 40,250,000 | 39,904,000 | 36,221,000 |
| Equity capital | 23,329,000 | 24,515,000 | 27,376,000 | 26,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,217,000 | 10,326,000 | 15,284,000 | 19,828,000 |
| Interest expense | 1,599,000 | 3,109,000 | 4,726,000 | 6,161,000 |
| Net interest income | 3,618,000 | 7,217,000 | 10,558,000 | 13,667,000 |
| Noninterest income | 976,000 | 1,979,000 | 3,693,000 | 4,706,000 |
| Noninterest expense | 3,014,000 | 5,794,000 | 9,536,000 | 14,280,000 |
| Provision for loan losses | 540,000 | 1,545,000 | 1,770,000 | 2,795,000 |
| Pretax income | 1,039,000 | 1,866,000 | 2,960,000 | 1,331,000 |
| Income tax | 270,000 | 464,000 | 789,000 | -254,000 |
| Net income | 769,000 | 1,402,000 | 2,171,000 | 1,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,481,000 | 23,120,000 | 24,879,000 | 24,318,000 |
| Total capital | 25,341,000 | 25,849,000 | 27,537,000 | 26,955,000 |
| Risk-weighted assets | 224,168,000 | 212,859,000 | 207,695,000 | 207,252,000 |