Call reports 2013
ALLIANCE NATIONAL BANK — 2013
What ALLIANCE NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 160,599,000 | 157,857,000 | 161,380,000 | 156,051,000 |
| Total loans | 82,553,000 | 84,462,000 | 90,469,000 | 91,258,000 |
| Allowance for loan losses | 1,807,000 | 1,708,000 | 1,772,000 | 1,827,000 |
| Securities available for sale | 56,352,000 | 51,190,000 | 47,632,000 | 44,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,135,000 | 129,364,000 | 132,027,000 | 129,655,000 |
| Interest-bearing deposits | 116,259,000 | 111,293,000 | 113,985,000 | 112,554,000 |
| Noninterest-bearing deposits | 15,876,000 | 18,071,000 | 18,042,000 | 17,101,000 |
| Equity capital | 15,827,000 | 14,696,000 | 14,520,000 | 13,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,474,000 | 2,884,000 | 4,376,000 | 6,024,000 |
| Interest expense | 240,000 | 465,000 | 672,000 | 877,000 |
| Net interest income | 1,234,000 | 2,419,000 | 3,704,000 | 5,147,000 |
| Noninterest income | 16,000 | 20,000 | 190,000 | 224,000 |
| Noninterest expense | 1,301,000 | 2,361,000 | 3,410,000 | 4,598,000 |
| Provision for loan losses | 0 | 0 | 64,000 | 154,000 |
| Pretax income | 243,000 | 481,000 | 831,000 | 1,023,000 |
| Income tax | 35,000 | 61,000 | 126,000 | 135,000 |
| Net income | 208,000 | 420,000 | 705,000 | 888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,738,000 | 15,954,000 | 16,240,000 | 15,785,000 |
| Total capital | 16,971,000 | 17,271,000 | 17,621,000 | 17,152,000 |
| Risk-weighted assets | 98,077,000 | 104,952,000 | 110,060,000 | 108,850,000 |