Call reports 2012
ALLIANCE NATIONAL BANK — 2012
What ALLIANCE NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 163,438,000 | 162,580,000 | 160,151,000 | 160,520,000 |
| Total loans | 83,861,000 | 81,060,000 | 81,763,000 | 82,875,000 |
| Allowance for loan losses | 2,342,000 | 1,883,000 | 1,697,000 | 1,831,000 |
| Securities available for sale | 38,935,000 | 60,052,000 | 55,626,000 | 57,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,078,000 | 133,121,000 | 129,282,000 | 128,696,000 |
| Interest-bearing deposits | 122,737,000 | 118,880,000 | 114,627,000 | 113,991,000 |
| Noninterest-bearing deposits | 13,341,000 | 14,241,000 | 14,655,000 | 14,705,000 |
| Equity capital | 14,998,000 | 15,510,000 | 16,015,000 | 16,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,627,000 | 3,251,000 | 4,815,000 | 6,405,000 |
| Interest expense | 279,000 | 566,000 | 840,000 | 1,105,000 |
| Net interest income | 1,348,000 | 2,685,000 | 3,975,000 | 5,300,000 |
| Noninterest income | 42,000 | 91,000 | 189,000 | 70,000 |
| Noninterest expense | 1,289,000 | 2,539,000 | 3,831,000 | 4,651,000 |
| Provision for loan losses | 325,000 | 325,000 | 335,000 | 675,000 |
| Pretax income | 538,000 | 775,000 | 1,145,000 | 1,191,000 |
| Income tax | 179,000 | 217,000 | 308,000 | 248,000 |
| Net income | 359,000 | 558,000 | 837,000 | 943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,274,000 | 15,505,000 | 15,816,000 | 15,873,000 |
| Total capital | 16,556,000 | 16,805,000 | 17,051,000 | 17,134,000 |
| Risk-weighted assets | 101,475,000 | 103,407,000 | 97,575,000 | 99,529,000 |