Call reports 2011
ALLIANCE NATIONAL BANK — 2011
What ALLIANCE NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 152,683,000 | 153,666,000 | 155,354,000 | 154,371,000 |
| Total loans | 80,941,000 | 79,855,000 | 81,052,000 | 84,888,000 |
| Allowance for loan losses | 1,750,000 | 1,790,000 | 1,818,000 | 2,200,000 |
| Securities available for sale | 44,156,000 | 39,750,000 | 31,896,000 | 45,674,000 |
| Securities held to maturity | 5,450,000 | 5,440,000 | 5,430,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,072,000 | 116,911,000 | 110,832,000 | 120,334,000 |
| Interest-bearing deposits | 103,560,000 | 105,507,000 | 98,373,000 | 108,135,000 |
| Noninterest-bearing deposits | 11,512,000 | 11,404,000 | 12,459,000 | 12,199,000 |
| Equity capital | 14,167,000 | 14,957,000 | 15,501,000 | 14,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,741,000 | 3,516,000 | 5,244,000 | 6,975,000 |
| Interest expense | 393,000 | 760,000 | 1,068,000 | 1,340,000 |
| Net interest income | 1,348,000 | 2,756,000 | 4,176,000 | 5,635,000 |
| Noninterest income | -3,000 | -64,000 | -37,000 | 221,000 |
| Noninterest expense | 1,085,000 | 2,240,000 | 3,383,000 | 4,218,000 |
| Provision for loan losses | 0 | 40,000 | 150,000 | 750,000 |
| Pretax income | 282,000 | 593,000 | 931,000 | 1,260,000 |
| Income tax | 100,000 | 210,000 | 328,000 | 444,000 |
| Net income | 182,000 | 383,000 | 603,000 | 816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,667,000 | 14,901,000 | 15,152,000 | 14,884,000 |
| Total capital | 15,851,000 | 16,131,000 | 16,422,000 | 16,198,000 |
| Risk-weighted assets | 94,119,000 | 97,062,000 | 100,537,000 | 103,487,000 |