Call reports 2010
ALLIANCE NATIONAL BANK — 2010
What ALLIANCE NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 154,183,000 | 152,038,000 | 157,202,000 | 153,877,000 |
| Total loans | 85,631,000 | 81,195,000 | 84,504,000 | 82,234,000 |
| Allowance for loan losses | 1,491,000 | 1,731,000 | 1,704,000 | 1,794,000 |
| Securities available for sale | 44,291,000 | 29,331,000 | 54,720,000 | 47,384,000 |
| Securities held to maturity | 4,220,000 | 0 | 0 | 5,460,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,948,000 | 119,134,000 | 119,853,000 | 117,262,000 |
| Interest-bearing deposits | 112,259,000 | 108,746,000 | 108,682,000 | 107,111,000 |
| Noninterest-bearing deposits | 10,689,000 | 10,387,000 | 11,171,000 | 10,151,000 |
| Equity capital | 14,664,000 | 15,014,000 | 15,387,000 | 13,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,866,000 | 3,673,000 | 5,506,000 | 7,371,000 |
| Interest expense | 555,000 | 1,137,000 | 1,679,000 | 2,159,000 |
| Net interest income | 1,311,000 | 2,536,000 | 3,827,000 | 5,212,000 |
| Noninterest income | 84,000 | 184,000 | 203,000 | 246,000 |
| Noninterest expense | 1,014,000 | 2,025,000 | 2,997,000 | 3,924,000 |
| Provision for loan losses | 160,000 | 486,000 | 708,000 | 893,000 |
| Pretax income | 301,000 | 640,000 | 1,036,000 | 1,402,000 |
| Income tax | 99,000 | 225,000 | 385,000 | 506,000 |
| Net income | 202,000 | 415,000 | 651,000 | 896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,679,000 | 14,921,000 | 15,186,000 | 14,454,000 |
| Total capital | 15,948,000 | 16,147,000 | 16,479,000 | 15,689,000 |
| Risk-weighted assets | 100,666,000 | 96,829,000 | 102,289,000 | 98,371,000 |