Call reports 2009
ALLIANCE NATIONAL BANK — 2009
What ALLIANCE NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 140,063,000 | 147,877,000 | 155,737,000 | 151,478,000 |
| Total loans | 90,990,000 | 88,962,000 | 89,659,000 | 86,983,000 |
| Allowance for loan losses | 1,435,000 | 1,563,000 | 1,525,000 | 1,614,000 |
| Securities available for sale | 16,905,000 | 31,417,000 | 43,606,000 | 41,728,000 |
| Securities held to maturity | 5,158,000 | 4,658,000 | 4,658,000 | 4,665,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,971,000 | 121,623,000 | 123,375,000 | 120,716,000 |
| Interest-bearing deposits | 104,030,000 | 108,743,000 | 113,086,000 | 111,065,000 |
| Noninterest-bearing deposits | 10,941,000 | 12,880,000 | 10,289,000 | 9,651,000 |
| Equity capital | 12,157,000 | 14,730,000 | 15,423,000 | 14,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,831,000 | 3,595,000 | 5,413,000 | 7,441,000 |
| Interest expense | 762,000 | 1,422,000 | 2,122,000 | 2,753,000 |
| Net interest income | 1,069,000 | 2,173,000 | 3,291,000 | 4,688,000 |
| Noninterest income | 150,000 | 307,000 | 446,000 | 437,000 |
| Noninterest expense | 900,000 | 1,762,000 | 2,672,000 | 3,790,000 |
| Provision for loan losses | 472,000 | 592,000 | 672,000 | 761,000 |
| Pretax income | 283,000 | 595,000 | 926,000 | 1,298,000 |
| Income tax | 92,000 | 199,000 | 309,000 | 434,000 |
| Net income | 191,000 | 396,000 | 617,000 | 864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,263,000 | 14,893,000 | 15,140,000 | 14,429,000 |
| Total capital | 13,514,000 | 16,165,000 | 16,413,000 | 15,700,000 |
| Risk-weighted assets | 99,555,000 | 100,778,000 | 100,811,000 | 101,859,000 |