Call reports 2008
ALLIANCE NATIONAL BANK — 2008
What ALLIANCE NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 142,338,000 | 137,750,000 | 131,702,000 | 139,090,000 |
| Total loans | 93,876,000 | 92,221,000 | 88,692,000 | 89,961,000 |
| Allowance for loan losses | 974,000 | 1,103,000 | 1,153,000 | 1,535,000 |
| Securities available for sale | 27,253,000 | 25,139,000 | 26,041,000 | 28,874,000 |
| Securities held to maturity | 5,832,000 | 5,833,000 | 5,834,000 | 5,931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,052,000 | 106,947,000 | 106,436,000 | 113,976,000 |
| Interest-bearing deposits | 88,246,000 | 93,802,000 | 96,656,000 | 103,435,000 |
| Noninterest-bearing deposits | 21,806,000 | 13,145,000 | 9,780,000 | 10,541,000 |
| Equity capital | 11,933,000 | 11,598,000 | 11,832,000 | 12,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,209,000 | 4,228,000 | 6,189,000 | 8,082,000 |
| Interest expense | 1,173,000 | 2,156,000 | 3,071,000 | 3,932,000 |
| Net interest income | 1,036,000 | 2,072,000 | 3,118,000 | 4,150,000 |
| Noninterest income | 159,000 | 312,000 | 465,000 | 658,000 |
| Noninterest expense | 858,000 | 1,712,000 | 2,578,000 | 3,397,000 |
| Provision for loan losses | 30,000 | 280,000 | 330,000 | 713,000 |
| Pretax income | 307,000 | 490,000 | 773,000 | 797,000 |
| Income tax | 99,000 | 152,000 | 241,000 | 233,000 |
| Net income | 208,000 | 338,000 | 532,000 | 564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,689,000 | 11,824,000 | 12,018,000 | 12,053,000 |
| Total capital | 12,663,000 | 12,927,000 | 13,171,000 | 13,311,000 |
| Risk-weighted assets | 104,441,000 | 102,347,000 | 98,671,000 | 100,335,000 |