Call reports 2007
ALLIANCE NATIONAL BANK — 2007
What ALLIANCE NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 131,464,000 | 133,663,000 | 141,263,000 | 135,330,000 |
| Total loans | 88,265,000 | 90,575,000 | 96,664,000 | 90,486,000 |
| Allowance for loan losses | 982,000 | 979,000 | 977,000 | 966,000 |
| Securities available for sale | 21,010,000 | 21,824,000 | 24,662,000 | 25,743,000 |
| Securities held to maturity | 6,492,000 | 6,494,000 | 6,496,000 | 6,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,009,000 | 105,547,000 | 103,068,000 | 102,395,000 |
| Interest-bearing deposits | 20,596,000 | 84,354,000 | 13,130,000 | 91,299,000 |
| Noninterest-bearing deposits | 80,413,000 | 21,193,000 | 89,938,000 | 11,096,000 |
| Equity capital | 10,450,000 | 10,469,000 | 10,956,000 | 11,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,256,000 | 4,578,000 | 6,961,000 | 9,308,000 |
| Interest expense | 1,229,000 | 2,513,000 | 3,844,000 | 5,135,000 |
| Net interest income | 1,027,000 | 2,065,000 | 3,117,000 | 4,173,000 |
| Noninterest income | 175,000 | 380,000 | 590,000 | 778,000 |
| Noninterest expense | 872,000 | 1,764,000 | 2,631,000 | 3,503,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 330,000 | 681,000 | 1,076,000 | 1,448,000 |
| Income tax | 113,000 | 232,000 | 370,000 | 483,000 |
| Net income | 217,000 | 449,000 | 706,000 | 965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,720,000 | 10,953,000 | 11,211,000 | 11,477,000 |
| Total capital | 11,702,000 | 11,932,000 | 12,188,000 | 12,443,000 |
| Risk-weighted assets | 96,808,000 | 99,818,000 | 106,116,000 | 99,702,000 |