Call reports 2006
ALLIANCE NATIONAL BANK — 2006
What ALLIANCE NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 113,970,000 | 113,700,000 | 117,033,000 | 130,342,000 |
| Total loans | 81,094,000 | 80,997,000 | 78,756,000 | 89,603,000 |
| Allowance for loan losses | 988,000 | 984,000 | 981,000 | 980,000 |
| Securities available for sale | 17,230,000 | 16,162,000 | 18,697,000 | 19,121,000 |
| Securities held to maturity | 4,061,000 | 5,990,000 | 6,997,000 | 6,494,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,302,000 | 96,070,000 | 98,119,000 | 102,615,000 |
| Interest-bearing deposits | 84,380,000 | 85,890,000 | 88,720,000 | 92,815,000 |
| Noninterest-bearing deposits | 10,922,000 | 10,180,000 | 9,399,000 | 9,800,000 |
| Equity capital | 9,302,000 | 9,433,000 | 9,911,000 | 10,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,879,000 | 3,828,000 | 5,871,000 | 8,024,000 |
| Interest expense | 779,000 | 1,616,000 | 2,573,000 | 3,657,000 |
| Net interest income | 1,100,000 | 2,212,000 | 3,298,000 | 4,367,000 |
| Noninterest income | 154,000 | 314,000 | 481,000 | 629,000 |
| Noninterest expense | 836,000 | 1,713,000 | 2,595,000 | 3,442,000 |
| Provision for loan losses | 23,000 | 27,000 | 27,000 | 32,000 |
| Pretax income | 395,000 | 786,000 | 1,157,000 | 1,522,000 |
| Income tax | 141,000 | 280,000 | 410,000 | 534,000 |
| Net income | 254,000 | 506,000 | 747,000 | 988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,768,000 | 10,020,000 | 10,261,000 | 10,501,000 |
| Total capital | 10,756,000 | 11,004,000 | 11,242,000 | 11,482,000 |
| Risk-weighted assets | 101,018,000 | 98,346,000 | 96,766,000 | 98,294,000 |